Begin with the meeting the business needs to capture. For work entirely in Teams, inspect the native Teams Premium or Copilot entitlement. If staff also join clients in Zoom and Meet, compare an independent notetaker. Neither route is automatically a better transcript, and a licence alone does not settle the organization's recording policy.
We compared six options: Microsoft 365 Copilot, Teams Premium's Intelligent recap, Fireflies.ai, Fathom, Otter.ai and Granola. Prices come from vendor pages on the dates shown in the table; the Teams Premium price was re-checked on 6 Nov 2026.
Disclosure: our Fireflies.ai link is an affiliate link; that doesn't change the order or the facts. We haven't tested these tools hands-on in Teams yet.
Comparison table
| Tool | Best for | Paid price (USD) | Free plan | Source |
|---|---|---|---|---|
| Microsoft 365 Copilot (in Teams) | Teams-first companies already on Microsoft 365; no bot, works inside Teams | Copilot Business add-on $21/user/mo paid yearly (promo $18 to 31 Dec 2026); Enterprise add-on $30 | Copilot Chat included with eligible Microsoft 365 plans | Pricing pagechecked 2026-10-26 |
| Microsoft Teams Premium (Intelligent recap) | AI notes, action items and recaps without full Copilot | $10/user/mo paid yearly; needs a paid Teams licence | No | Pricing pagechecked 2026-11-06 |
| Fireflies.ai | CRM-connected notes; also works in Zoom and Google Meet | Pro $10/seat/mo annual ($18 monthly); Business $19 ($29) | Yes, Free plan | Pricing pagechecked 2026-10-26 |
| Fathom | Generous free plan for individuals; Teams integration listed | Team $15/user/mo annual ($19 monthly), 2-user min; Business $25 ($34) | Yes, for individuals | Pricing pagechecked 2026-10-26 |
| Otter.ai | Live transcripts across Teams, Zoom and Meet | Pro $8.33/user/mo annual ($16.99 monthly); Business $19.99 ($30) | Yes, Basic 300 min/mo | Pricing pagechecked 2026-10-26 |
| Granola | Bot-free notes from your own computer audio | Business $14/user/mo, billed monthly | Yes, Basic (30-day history) | Pricing pagechecked 2026-10-27 |
USD per user per month, before tax. "Annual" means the per-month price when billed yearly. Microsoft add-ons require a qualifying paid Microsoft 365 or Teams licence, which is not included in these prices.
Microsoft's own AI vs third-party notetakers
- Teams Premium. A $10 add-on (paid yearly) that Microsoft says brings AI-powered Intelligent recap, real-time notes and action items, live translated captions, watermarking and meeting branding. It needs a paid Teams licence.
- Microsoft 365 Copilot. Copilot in Teams answers questions during and after a meeting, and the same licence works in Outlook, Word, Excel and PowerPoint. The Copilot Business add-on (up to 300 users) lists at $21 per user a month paid yearly, with an $18 promo until 31 Dec 2026; the Enterprise add-on is $30. See our Copilot review.
- Cross-platform notetakers. Fireflies.ai, Fathom and Otter.ai join your Teams, Zoom or Meet calls and send notes to a CRM or Slack. Granola doesn't join at all: it listens to your computer's microphone and system audio, so it works with any meeting app.
How to choose
- Count your platforms. For a 100% Teams workflow, Microsoft's tools avoid an external participant bot. For client calls spread across Teams, Zoom and Meet, check an independent tool's actual platform and capture support rather than assume separate subscriptions are required.
- Check your admin policy. Many Microsoft 365 tenants block external apps or anonymous participants. Ask IT whether a third-party bot can join before you buy seats.
- Count who needs notes. All tools are priced per user. Start by counting the people who host or capture client calls. Check how colleagues can view the output before assuming everyone reading a recap needs the same paid plan.
- Watch seat minimums and billing. Fathom's Team and Business plans need at least 2 users; Granola Business is billed monthly only; Microsoft's prices are for annual commitments.
- Pilot on the free plans. Fireflies.ai, Fathom, Otter.ai and Granola all have free plans, enough to test with real Teams meetings.
Our picks by situation
- Already on Microsoft 365 and only meet in Teams: try Teams Premium first ($10); move to Copilot if you also want AI in Outlook and Office.
- CRM-friendly paid notes across Teams, Zoom and Meet: Fireflies.ai Pro at $10 per seat billed annually.
- Individuals who want a strong free plan: Fathom (unlimited recordings and transcriptions for individuals).
- No bot in the call: Granola, or Microsoft's own tools.
- Live transcript on screen: Otter.ai; compare it with Fireflies in Otter.ai alternatives.
What a 10-person team pays
These are illustrative 10-seat subscription totals, before tax, using annual billing where available. The packages do not have identical features. Existing base licences stay separate, and the promotional Copilot figure should not become the long-term list-price budget:
- Teams Premium: 10 × $10 = $100/mo (plus the Teams licences you already pay for).
- Copilot Business: 10 × $21 = $210/mo at list, $180 at the promo price.
- Fireflies.ai Pro: 10 × $10 = $100/mo; Business $190.
- Fathom Team: 10 × $15 = $150/mo.
- Otter.ai Pro: 10 × $8.33 = $83.30/mo; Business $199.90.
- Granola Business: 10 × $14 = $140/mo (monthly billing).
Change the paid-seat count in the meeting notes cost calculator. Then check the longest expected call, retained history and the actual sharing path. A low total is not useful if the meeting cannot be captured or the intended colleague cannot read the approved notes.
Privacy and admin checklist
- Tell participants when AI notes are on. Teams shows a notice when transcription starts; external bots appear in the attendee list.
- Check whether the vendor trains AI on your data and how long it keeps recordings (see each review's security section).
- For EU businesses, ask for a DPA and where data is stored before connecting client meetings.
- Have your Microsoft 365 admin approve the app and set who can record.
Also using Google Meet?
For a mixed-platform team, compare Google Meet AI meeting assistants before buying a separate plan for each platform. The native options have different licence and sharing requirements, while third-party tools may cover several platforms. Start with our small-team meeting-note comparison and check actual workspace access before subscribing.
FAQ
What is the best AI meeting assistant for Microsoft Teams?
If your company already pays for Microsoft 365, start with what Microsoft sells: Teams Premium ($10 per user a month paid yearly) adds Intelligent recap with AI notes and action items, and Microsoft 365 Copilot ($21 list, $18 promo on the Business add-on) adds Copilot inside meetings, chat and Office apps. If you also meet on Zoom or Google Meet, compare the relevant cross-platform notetaker rates, such as Fireflies.ai Pro at $10 per seat annual, Fathom or Otter.ai, with their actual limits and required licences.
Does Microsoft Teams have a free AI note taker?
Teams itself offers live transcription in meetings. AI notes, summaries and Intelligent recap need Teams Premium or Microsoft 365 Copilot. Fireflies.ai, Fathom, Otter.ai and Granola all have free plans that work with Teams meetings, each with limits.
Is Teams Premium cheaper than Copilot for meeting notes?
Yes on list price: Teams Premium is $10 per user a month paid yearly, the Copilot Business add-on $21 ($18 promo until 31 Dec 2026). Copilot also works in Outlook, Word, Excel and PowerPoint, so compare what else you would use it for.
Do third-party notetakers join Teams as a bot?
Fireflies.ai, Fathom and Otter.ai typically join as a meeting participant, so attendees see them and your Teams admin may need to allow external participants or apps. Granola captures your own computer's audio, so no bot joins the call. Copilot and Teams Premium run inside Teams.
Is it legal to record Teams meetings with AI?
Recording and transcription rules depend on where participants are; in the EU you need a lawful basis and should inform participants. Teams shows a notification when transcription starts. Tell attendees when any AI notetaker is present.
Have you tested these in Teams?
Not hands-on yet. This guide compares what each vendor publishes on its pricing and integration pages, with the date we checked them.